Buying process

Buying your first home in Sweden? Step-by-step guide for first-time buyers

Christoffer Ohlander

Buying your first home in Sweden requires a down payment (10 % since April 2026), an approved KALP assessment, and a clear picture of the total monthly cost — not just the loan. This guide covers the full process from savings to closing.

Christoffer, founder BoKalk

Calculate what your home really costs

Try BoKalk and see the full cost picture before you decide.

Try BoKalk